Planning tools
Guided exercises that end in a plan
Calculators answer one number; these walk you through a whole decision — a few steps each, saved in your browser as you go, finishing in a plan you can print, email to yourself, or bring to a professional.
Looking for single-question math instead? That's the retirement calculators — and everyday money tools live in Personal Finance.
6 steps · about 8 min
Start hereRetirement Readiness Assessment
Walk through ten areas of retirement preparation and get a category-by-category status — with the reasoning shown, not a black-box score.
Begin2 steps · about 4 min
Personalized Retirement Timeline
Turn the retirement rulebook into your calendar: every age-based milestone from catch-up contributions to RMDs, with your actual years attached.
Begin4 steps · about 7 min
Retirement Paycheck Builder
Design the monthly paycheck your retirement will run on: the transfer amount, the cash buffer, and which accounts to draw first.
Begin3 steps · about 5 min
Rollover Decision Tool
Answer a few questions about an old 401(k) and see which considerations favor keeping it, moving it to a new plan, or rolling to an IRA — with the trade-offs stated.
Begin3 steps · about 6 min
Multi-Year Roth Conversion Planner
Sketch a year-by-year conversion schedule that fills your target bracket between now and RMDs — with the tax cost of each year shown.
Begin4 steps · about 6 min
Annual Retirement Review
A once-a-year checkup that turns your answers into a personalized review sheet — what held steady, what drifted, and what to do before December 31.
Begin3 steps · about 6 min
Social Security Decision Worksheet
Work through the claiming decision the way a planner would: your numbers, your health and cash-flow answers, and the considerations each one raises.
BeginHow these differ from calculators
A calculator answers a focused numerical question the moment you type. A planning tool asks a handful of questions across a few steps, then assembles a plan — with the reasoning shown, the uncertainties named, and the decisions that deserve professional advice flagged. Your progress saves in this browser automatically; nothing you enter is uploaded.