Retirement accounts · Free PDF · 8 pages
The 401(k) Rollover Guide
What to do with an old employer plan — your four options, compared calmly.
What you'll learn
- The four options for an old 401(k) and the honest pros and cons of each
- The 60-day rule and why direct rollovers avoid an avoidable tax mess
- When leaving money in an old plan is actually the right call (age 55 rule, NUA, creditor protection)
- A step-by-step rollover checklist you can follow in an afternoon
Results are estimates for educational purposes and may not reflect your complete financial or tax situation. This guide is educational and is not individualized financial, tax, or legal advice.
Get the free guide
Delivered instantly, plus a link to your inbox.
Use alongside this guide
- 401(k) ContributionsSee your annual contributions, employer match, paycheck impact, and projected balance at retirement.Calculator
- Traditional vs. RothCompare the after-tax outcome of contributing pre-tax dollars to a traditional IRA versus a Roth IRA.Calculator
- Savings ProjectionProject how your current savings and monthly contributions could grow between now and retirement.Calculator
- Four Things You Can Do With an Old 401(k) — and How to Not Botch the Move7 min readArticle